IMT Portugal Calculator 2026
Calculate IMT and Stamp Duty (Imposto do Selo) in Portugal
Updated for 2026IMT + Imposto do SeloIMT Jovem supportedShareable link
Your Result, Explained
What you pay before the deed
IMT and stamp duty (0.8%) must be paid before signing at the notary.
Why tax base may differ
If the VPT (tax value) is higher than the price, you pay IMT on the VPT.
Mortgage stamp duty
Loan stamp duty depends on the term: 0.6% for ≥5 years, less for shorter terms.
Frequently Asked Questions
IMT Jovem 2026
Full exemption up to €330,539 for buyers ≤35 purchasing their first primary residence.
IMT for Companies (2026)
Standard rates or 10% flat for tax-haven entities. Companies cannot claim HPP rates.
IMT for Non-Residents (2026)
Same rates as residents. No surcharge for foreign buyers. Secondary rates typically apply.
Pre-Deed Budget Checklist
- IMT (transfer tax)
- Stamp duty on purchase (0.8%)
- Stamp duty on mortgage (if financing)
- Notary and registration (variable)
- Bank costs (if mortgage)
- Optional: valuation, admin fees
Confirm with Finanças / notary before proceeding.